No Insurance Ticket

According to the provincial laws in Toronto, it is not a criminal offense to drive an automobile without insurance, but it is a violation of the provincial legislation. However, citizens must ensure their car is insured at least by a third-party liability under section 251 of the Insurance Act. If you are in violation of this act and require help fighting your issued no insurance ticket, then you have come to the right place.

The penalty for getting a no insurance ticket in Toronto provinces from North York to Vaughan is a fine ranging between $600 to $25000 on the first conviction and a penalty between $1,000 to $50,000 on a second conviction, depending on the province and the severity of the cases.

On your first conviction, you can also be charged a 25% victim fine surcharge along with the fine imposed by the court and $1,250 victim fine surcharges on your second conviction fine. Your driving license can also be suspended for not more than one year. The car can also be seized and impounded or taken into custody by the law for a maximum of three months.

When the traffic police stop you, the first thing that they usually ask is whether your car is insured and if you have a license. If you fail to show your car insurance documents which are approved by the Superintendent at such times, the court can take several legal actions against you.

If such incidents happen, be quick to take note of your self-awareness and your surroundings so that you use those facts to defend yourself to get your ticket dismissed with the help of a traffic lawyer in your area. Your lawyer can help you get 48-hours to present your insurance, if you have one, or continue to assist you with the complicated steps for clearing your name and reclaiming your rights.

Since there are numerous cases handled by the court for traffic rules violation, it is hard to get away with a no insurance ticket. Ignoring the no insurance ticket could lead to further increasing your future insurance rate, increasing the amount of penalty and your ticket score which will eventually lead you to an accumulation of fines and complicating the case.

Defending yourself when faced with a court appointment is intimidating when you are not confidently aware of the legal procedures. It can be time and money consuming, and if you do not have an expert guide and support in the legal affairs, it is almost impossible to win a case or have a no insurance ticket dismissed.